Joanna Prescott https://joannaprescott.com Letters between the books — short, practical pieces on raising smart, kind, money-confident kids. Ages 4 to 12. en-us Wed, 06 May 2026 00:00:00 GMT Why money lessons should start before age 7 https://joannaprescott.com/articles/why-money-lessons-before-age-7.html The research is unambiguous: kids form their lifelong attitudes toward money before they turn seven. Most parents wait. Here's what starting earlier actually looks like, and why it changes everything that comes after. Wed, 06 May 2026 00:00:00 GMT https://joannaprescott.com/articles/why-money-lessons-before-age-7.html How much should kids charge? A pricing guide for kid entrepreneurs https://joannaprescott.com/articles/how-much-should-kids-charge.html Most kid businesses start with two pricing models: free for friends, and "I don't know, what do you think?" Both are wrong. Here's a simple framework that works for 8-year-olds and stays honest as the business grows. Wed, 15 Apr 2026 00:00:00 GMT https://joannaprescott.com/articles/how-much-should-kids-charge.html When your kid's business idea won't work, and how to say so without crushing them https://joannaprescott.com/articles/kid-business-idea-wont-work.html Your 9-year-old wants to sell rocks they painted with washable markers. (The markers will wash off the moment it rains.) Here's how to be honest without crushing the spark, and why your honesty is the lesson. Wed, 25 Mar 2026 00:00:00 GMT https://joannaprescott.com/articles/kid-business-idea-wont-work.html Kid business ideas that don't require parents to do all the work https://joannaprescott.com/articles/kid-business-ideas-low-parent-work.html Most "kid business idea" lists secretly assume a parent will do 80% of the work. These eight don't. Each one a 7-to-12-year-old can run with a $10 budget, real customers, and minimal grown-up rescue. Wed, 04 Mar 2026 00:00:00 GMT https://joannaprescott.com/articles/kid-business-ideas-low-parent-work.html Your kid asks "are we rich?" Here's what to say. https://joannaprescott.com/articles/are-we-rich-what-to-say.html Sooner or later, your kid will ask. The wrong answers are tempting (deflect, joke, hush). The right answer is honest, calm, and shorter than you'd guess. Here's how to handle the question without panicking. Thu, 12 Feb 2026 00:00:00 GMT https://joannaprescott.com/articles/are-we-rich-what-to-say.html Save, Spend, Share: the three-jar method that actually works https://joannaprescott.com/articles/save-spend-share-three-jars.html Three jars. Three labels. One conversation that opens up dozens. Here's why the three-jar method outperforms allowances, percentage rules, and apps for kids ages 4 through 7, and how to set it up tonight. Thu, 22 Jan 2026 00:00:00 GMT https://joannaprescott.com/articles/save-spend-share-three-jars.html How to teach a 5-year-old about money without overwhelming them (or yourself) https://joannaprescott.com/articles/how-to-teach-5-year-old-money.html You don't need a curriculum, a chart, or a finance degree. You need five minutes a week, and the right small moments. Here's the most beginner-friendly start to money education for parents of kids ages 4 to 7. Thu, 08 Jan 2026 00:00:00 GMT https://joannaprescott.com/articles/how-to-teach-5-year-old-money.html